Field

Field Name

IAT

SDP

IP

SCT

Format

Contents

:20:

Free format notes

O

O

O

O

Alphanumeric, Max 16 characters

:13C:

Time indication

O

O

O

O

Ignored by BIB if present

:23B:

Bank operation code

O

O

O

O

Ignored by BIB if present

:23E:

Instruction code

O

O

O

O

Ignored by BIB if present

:26T:

Transaction type code

O

O

O

O

Ignored by BIB if present

:32A:

Value date

M

M

M

M

Numeric, 6 chars (YYMMDD)

Currency code

M

M

M

M

Alpha, 3 chars

Payment amount

M

M

M

M

Numeric, Max 14 chars followed by comma followed by max 2 decimal places

Decimal comma separator must always be present, even if there are no decimals in the specified currency

:33B:

Currency/ Instruction amount

O

O

O

O

Ignored by BIB if present

:36:

Exchange rate

O

O

O

O

Ignored by BIB if present

:50A:

Debit account

C

C

C

C

Numeric, 8 chars.

Field 53A can also be used as the debit account field. At least one of them must be populated. Can be preceded by a forward slash (/)

:51A:

Sending institution

O

O

O

O

Ignored by BIB if present

:52A:

Ordering institution

O

O

O

O

Ignored by BIB if present

:53A:

Sender's correspondent

C

C

C

C

Alphanumeric

Debit account unless 50A is present, in which case 53A is ignored

:54A:

Receiver's correspondent

O

O

O

O

Ignored by BIB if present

:55A:

Third reimbursement institution

O

O

O

O

Ignored by BIB if present

:56A:

Intermediary institution

O

O

O

O

Ignored by BIB if present

:57A:

Swift code

O

O

C

M

Alphanumeric, 8 or 11 chars

Field may also be 57B, 57C, or 57D. See Further Information for additional details

or National Clearing Code

M

M

C

-

Alphanumeric, 2 alpha followed by numeric code

Precede NCC with double forward slash (//)

Beneficiary bank name

O

O

C

C

Alphanumeric, max 35 chars

Beneficiary bank address 1

O

O

C

C

Alphanumeric, max 35 chars

Beneficiary bank address 2

O

O

O

O

Alphanumeric, max 35 chars

Beneficiary bank address 3

O

O

C

C

Valid country, max 35 chars

:59A:

Beneficiary account number

M

M

M

M

Alphanumeric, max 34 chars

Precede account number with double forward slash (//). For SCT this must be an IBAN

Beneficiary name

O

M

M

M

Alphanumeric, max 34 chars

Beneficiary address 1

O

O

O

O

Alphanumeric, max 35 chars

Beneficiary address 2

O

O

O

O

Alphanumeric, max 35 chars

Beneficiary address 3

O

O

O

O

Valid country, max 35 chars

:70:

Payment reference

O

O

O

O

Alphanumeric, up to 4 lines of max 35 chars

:71A:

Charging instructions

O

O

O

O

Alpha, 3 chars

SHA, BEN, or OUR. Can be preceded with a forward slash (/)

:71F:

Sender's charges

O

O

O

O

Ignored by BIB if present

:71G:

Receiver's charges

O

O

O

O

Ignored by BIB if present

:72:

Payment instructions

O

O

O

C

Alphanumeric, up to 6 lines of max 35 chars

For deal numbers, the following should be entered:

/REC/DEAL(deal number)-RATE(rate)

example: /REC/DEAL1234567-RATE1.36

Fore SEPA credit transfers enter the following:

/REC/SCT

:77B:

Regulatory reporting

Ignored by BIB if present

:77T:

Envelope contents

Ignored by BIB if present

-

End of record marker