1.

Label Identifier

3

1-3

Must be 'VOL'

2.

Label Number

1

4

Must be'1' (numeric)

3.

Volume Serial Number

6

5-10

Can be any six characters

Blanks are not permitted

Must not be all zeros

4.

Filler

31

11-41

Should be blank space filled

5.

Owner Identification

6

42-47

Must be an authorised I.D. Number (issued by BOI)

6.

Filler

33

48-80

Should be blank space filled

1.

Label Identifier

3

1-3

Must be 'HDR'

2.

Label Number

1

4

Must be '1' (numeric)

3.

Reserved for further standardization

1

5

Should be blank space

4.

File Identifier

17

6-22

6 Must be 'A'

7-12 Must be authorised User I.D. Number. Must be same as char positions 42-47 on Volume Header Label

13 Must be 'S'

14-22 Must be blank space filled

5.

Block Length

5

23-27

Must be five zeros

6.

Filler

1

28

Must be blank space

7.

Begin Extent

5

29-33

Must be five zeros

8.

Filler

1

34

Must be blank space

9.

End Extent

5

35-39

Must be five zeros

10.

Record Format

1

40

Should be blank space or 'F'

11.

Filler

7

41-47

Must be blank space

12.

Creation Date

6

48-53

Must be in the form YYMMDD. Must be less than or equal to the PROCESSING DATE* in character positions 5-10 of the user header label

13.

Record Length

4

54-57

Should be '0100'

14.

Filler

5

58-62

Should be blank space

15.

Record Attribute

1

63

Must be 'B'

16.

Filler

17

64-80

Must blank space filled

1.

Label Identifier

3

1-3

Must be 'UHL'

2.

Label Number

1

4

Must be '1' (numeric)

3.

Processing Date

6

5-10

Must in form 'bYYDDD**', i.e a blank space followed by the last two digits of the year and the JULIAN day in the year

4.

Filler

4

11-14

Must be all zeros

5.

Receiver ID

2

15-16

Must be '90' for euro files. Must be '30' for all GBP files.

6.

Filler

4

17-20

Must be blank spaces

7.

Currency Code

2

21-22

Must be '01' or '00' for GBP files

8.

Filler

6

23-28

Must be all zeros

9.

Work Code

9

29-37

Must be in form '1bDAILYbb'

10.

File Number

3

38-40

Must be all numeric, this must not exceed 968

11.

Filler

40

41-80

Must be blank space filled

A.

Destination sorting code number

6

1-6

Must be a valid sorting code number allocated in the current list of bank branch to be CR/DR

B.

Destination account number

8

7-14

Must be all numeric Cr/Dr at the above bank branch

C.

Type of account code

1

15

Zero fill

D.

Transaction Code

2

16-17

Must be one of the permitted transaction codes

E.

Originating sorting code number

6

18-23

Must be sorting code number of one of the User's nominated accounts of branch at which User's Nominated account is held

F.

Originating account number

8

24-31

Must be the account number of one of the user's nominated accounts

G.

Filler

4

32-35

Must be all zeros

H.

Amount in cents/pence

11

36-46

Must be all numeric, but the characters must NOT all be zeros

Must be right justified and zero filled

I.

User's Name

18

47-64

May contain alpha-numeric narrative of User's choice

Direct Debit: This field will always appear on the Payer's statement

Direct Pay/Credit: This field will appear on the Payee's if they hold a NON-Bank of Ireland account

J.

User's Reference No.

18

65-82

Should be Alpha-Numeric

Direct Debit: This field is used for reference and validation purposes. It should match the reference that the Direct Debit Instruction was set up under, i.e. the reference quoted on the Direct Debit Instruction that the Payer signed

Direct Pay/Credit: This field will appear on the Payee's statement if they hold a Bank of Ireland account

K.

Destination A/C Names

18

83-100

Should be name of account to be Debited/Credited. This field should always be completed

Field

Name

Length in Characters

Character Positions

Field Content and Validity Check

A.

Sorting Code number of the bank

6

1-6

MUST be all numeric

Must be sorting code number of one of user's nominated branch at which the nominated accounts account of the user is held and which this record is to be directed

B.

Account number

8

7-14

MUST be all numeric

Must be the account number of one of the user's nominated accounts at the above bank branch

C.

Account Code Type

1

15

Must be zero

D.

Transaction Code

2

16-17

Must be '17' or '99'

E.

Bank Sorting Code

6

18-23

Must be same as field A above branch at which the nominated account of the user is held and to which this record is to be directed

F.

User's Account number

8

24-31

Must be the same as field B above

G.

Filler

4

32-35

Must Zero filled

H.

Amount in pence

11

36-46

Must be all numeric, but the characters must NOT all be zeros

Must be right justified and zero filled

I.

User's Narrative

18

47-64

May contain alpha-numeric narrative of the user's choice

J.

Contra Reference

18

65-82

Must be 'CONTRA' followed by twelve blank spaces

K.

Name of account

18

83-100

Should be equal to the name of the nominated account in which record is to be directed

Must be same as fields E & F above

Must be left justified and blank space filled

1.

Label Identifier

3

1-3

Must be 'UTL'

2.

Label Number

1

4

Must be '1' (numeric)

3.

Monetary total of debit records

13

5-17

Must contain the monetary total (in pence unsigned, right justified and zero filled) of the debit records, including Credit contra

4.

Monetary total of Credit records

13

18-30

Must contain the monetary total (in pence unsigned, right justified and zero filled) of the credit records, including debit contra

5.

Count of Debit records

7

31-37

Must contain the count (right justified and zero filled) of debit records including Credit Contras

6.

Count of Credit Records

7

38-44

Must contain the count (right justified and zero filled) of Credit records including Debit contras

7.

Filler

36

45-80

Must be blank space filled