BACS ALBACS
The export file is standard text, ASCII format, of a fixed length with a line feed at the end of each record.
BACS character set
All data in the file must be restricted to the following characters:
Letters: (upper case only) A - Z inclusive.
Numeric: characters 0 - 9 inclusive.
Characters: Space, &, - (hyphen), . (full stop), / (forward slash)
This information is provided for information only, you must confirm the details when passing it to BACS software.
Description
|
Length
|
Posn.
|
Destination Sort Code
|
6 chars.
|
1
|
Destination Account number
|
8 chars.
|
7
|
Destination Account type
|
1 chars
|
15
|
Transaction code
|
2 chars.
|
16
|
Originating Sort Code
|
6 char.
|
18
|
Originating Account number
|
8 chars.
|
24
|
Free format
|
4 chars.
|
32
|
Amount
|
11 chars.
|
36
|
Originating Account name
|
18 chars.
|
47
|
Reference
|
18 chars.
|
65
|
Destination Account name
|
18 chars.
|
83
|
Free format is not used and can be padded with spaces.
Bank Account number must always be eight digits. Account numbers that are not normally eight digits can be handled as follows:
Number of digits
|
Bank/Building Society
|
Action
|
10
|
National Westminster Bank
|
Last eight digits must be used for the account number.
If a hyphen is present between the second and third digits, it must be ignored.
|
10
|
Co-Operative Bank
|
The first eight digits must be used for the account number.
|
9
|
Alliance & Leicester
Girobank
|
The last eight digits must be used for the account number. The first digit should be used as the last digit of the sort code.
|
9
|
National Savings Bank
|
The last eight digits must be used for the account number. The first digit should be used as the last digit of the sort code.
|
9
|
National & Provincial BS
|
The last eight digits must be used for the account number. The first digit should be used as the last digit of the sort code.
(Sort code range 133991 to 133999)
|
7
|
Any
|
Prefix with a leading zero.
|
6
|
Any
|
Prefix with two leading zeros.
|
Bank account type should be set to zero except where banks request the use of a different digit.
The following banks incorporate the account type into their 10-digit account number:
National Westminster Bank requires the second digit of the 10-digit account number to be used. (The first two digits may be separated by a hyphen from the final eight).
Co-Operative Bank requires the last two digits of the 10-digit account number to be used in conjunction with the following table to determine the account type:
Last two digits of 10-digit account number
|
Account Type
|
50
|
1
|
51
|
1
|
53
|
2
|
54
|
2
|
55
|
3
|
56
|
4
|
57
|
5
|
80
|
6
|
Amount should be expressed in pence (no decimal point). The amount field is not required for AUDDIS direct debit instructions.
Reference
This field is usually used to cross-reference the record to your Payroll. If a payment is to be made to a Building Society account then this field must contain the building society account number (often referred to as the Roll Number).
Payments to Building Society accounts
Payments to most building society accounts are made by specifying the sort code and account number of the building society’s head office in fields one and two. The payee’s account number is then specified in the Reference field. The Building Society should be able to advise you of all the relevant details.
Transaction code
A two-digit code enabling the bank and BACS to process the transaction correctly.
99 - Standard Bank Giro Credit